Spend control for companies on the move
Masraff is a corporate expense management platform that covers the full life cycle of a spend, from the moment someone photographs a receipt to the moment it lands in your ERP. It is built for organisations with field teams, sales reps, and distributed operations, where paper receipts and end-of-month spreadsheets quietly leak time and money.
See every expense
Staff photograph a receipt in the mobile app. AI reads the amount, date, merchant, and VAT in seconds and turns it into a structured expense. Cost centre, project, tags, document type, and currency fill in automatically, so each receipt becomes a record you can actually report on.
Enforce policy as it happens
Rules run at the point of purchase, not weeks later. A four-level approval chain with delegation keeps spend moving while staying inside company policy, and breaches are flagged or blocked before they reach finance. Average approval time runs in seconds, not days.
Reconcile and report
Masraff reconciles corporate cards and pushes clean data into your finance stack with one-click integration to 23+ ERP and accounting systems, including SAP, Oracle, Logo, Mikro, Netsis, NetSuite, Xero, and QuickBooks. Budget, KPI, and decision-support reports sit in a single panel.
More than 100,000 people across 800+ companies use Masraff every day. It is based in Türkiye and growing across the Gulf, including the UAE and Saudi Arabia.
What Otonomi adds
As a regional partner, Otonomi rolls Masraff out for teams across the GCC and Türkiye. We map your approval policies, connect it to your finance systems, and wire expense data into Isidore, so anomalies and savings opportunities surface automatically instead of waiting for a quarterly review.